credit analysis

credit analysis
Evaluating information on companies and bond issues in order to estimate the ability of the issuer to live up to its future contractual obligations. Related: default risk. Bloomberg Financial Dictionary

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credit analysis credit analysis analysis

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credit analysis UK US noun [C or U] (plural credit analyses) (also credit appraisal)
FINANCE, BANKING a calculation of the risk of lending money to a particular person, company, or government based on their ability to pay it back: »

The company was facing charges it had lent money to two subsidiaries without doing proper credit analyses.

credit analyst noun [C] (also credit appraiser)
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A credit analyst believes the company is 30 times more likely to default on its debts than it was seven months ago.


Financial and business terms. 2012.

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Look at other dictionaries:

  • Credit analysis — is the method by which one calculates the creditworthiness of a business or organization. The audited financial statements of a large company might be analyzed when it issues or has issued bonds. Or, a bank may analyze the financial statements of …   Wikipedia

  • Credit analysis — The process of analyzing information on companies and bond issues in order to estimate the ability of the issuer to live up to its future contractual obligations. Related: default risk * * * credit analysis credit analysis ➔ analysis * * * credit …   Financial and business terms

  • Credit Analysis — A type of analysis an investor or bond portfolio manager performs on companies or other debt issuing entities encompassing the entity s ability to meet its debt obligations. The credit analysis seeks to identify the appropriate level of default… …   Investment dictionary

  • Judgmental Credit Analysis — A method of approving or denying credit based on the lender s judgment rather than on a particular credit scoring model. Judgmental credit analysis entails evaluating the borrowers application and using prior experience dealing with similar… …   Investment dictionary

  • analysis — a‧nal‧y‧sis [əˈnælss] noun analyses PLURALFORM [ siːz] [countable, uncountable] 1. a careful examination of something in order to understand it better: • The researchers carried out a detailed analysis of recent trends in share prices. •… …   Financial and business terms

  • credit analyst — ➔ analyst * * * credit analysis UK US noun [C or U] (plural credit analyses) (also credit appraisal) ► FINANCE, BANKING a calculation of the risk of lending money to a particular person, company, or government based on their ability to pay it… …   Financial and business terms

  • International Bank Credit Analysis —   A company which rates the credit worthiness of banks. See also Bank Research for Eastern Europe, European Bank for Reconstruction and Development, Euronotation and Standard & Poor …   International financial encyclopaedia

  • Comparative credit analysis — A method of analysis in which a firm is compared to others that have a desired target debt rating in order to infer an appropriate financial ratio target. The New York Times Financial Glossary …   Financial and business terms

  • Credit spread (options) — Finance Financial markets Bond market …   Wikipedia

  • Credit risk — Categories of financial risk Credit risk Concentration risk Market risk Interest rate risk Currency risk Equity risk Commodity risk Liquidity risk Refinancing risk …   Wikipedia

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